Topic: Just got out of my part-part-part-time job.
grey !C.MxxuCiTo started this discussion 15 years ago#8,932
And my first check is for 109$. Holy shit I have never seen so much money in my life.
Feels good, while at the same time I actually earned 153$. But then various taxes kicked in. Fuck I hate this country. Almost fifty bucks taken away from my hard earned cash. Mother fuck. Is it this bad in Euro countries?
Owning a house is an investment, a pain in the ass yes, but it beats the hell out of burning your money on rent. Long term renting is one of the most retarded things you can do financially. Serious.
grey !C.MxxuCiTo (OP) replied with this 15 years ago, 1 minute later, 21 minutes after the original post[^][v]#157,272
@157,262 (Nega !34Kas0OdzM)
Thanks Nega! I've been willing to work for 3 1/2 years untill a job opened up in my area, the one I am at now.
What sucks is that I only work like one or two days a week and it's a temp job that ends in August so come August I'm back to being a bum.
Nega !34Kas0OdzM replied with this 15 years ago, 4 minutes later, 26 minutes after the original post[^][v]#157,276
@157,269 (Ks !KansasxqvM)
Still overrated on the psychological level. @previous (grey !C.MxxuCiTo)
What did you do?
dreamworks replied with this 15 years ago, 1 minute later, 28 minutes after the original post[^][v]#157,279
Dutch tax for more than e35000 is 65% iirc
(Edited 24 seconds later.)
Nickalollyoff !Aw0s40dyqw joined in and replied with this 15 years ago, 5 minutes later, 33 minutes after the original post[^][v]#157,287
@157,269 (Ks !KansasxqvM)
This is right on so many levels. Long-term renting (by choice) is for fuckwits.
grey !C.MxxuCiTo (OP) replied with this 15 years ago, 10 seconds later, 33 minutes after the original post[^][v]#157,288
@157,276 (Nega !34Kas0OdzM)
I am working as a housekeeper at a college. All the people I work with are college graduates with degrees. Glad I'm too poor to start going to college like they did or I would be in debt like them! lol. And every time I tell that to someone I think of the Family Guy episode where Peter is a house keeper.
Yeah, I don't like the idea of owning a house on a psychological level either. I'd rather pay $600 a month to a guy than $1000 a month to a bank.
Plus if for ANY NUMBER OF POSSIBLE REASONS I want to leave, I can just GTFO with a apartment. But with a house, you're pretty much stuck with it. Unless you can sell it.
protip !!pMmAiEwOm joined in and replied with this 15 years ago, 8 minutes later, 41 minutes after the original post[^][v]#157,299
Dear Diary,
Today, OP was not a faggot.
Anonymous G replied with this 15 years ago, 3 minutes later, 45 minutes after the original post[^][v]#157,304
Voice of !WisdomHsuU joined in and replied with this 15 years ago, 1 hour later, 2 hours after the original post[^][v]#157,352
That feel when I'll be living off the dole, since that's far easier than even GETTING a job in Michigan.
Leo Vegas !gNoGoD5HzQ joined in and replied with this 15 years ago, 1 hour later, 3 hours after the original post[^][v]#157,454
@previous (Voice of !WisdomHsuU)
I don't see how people think welfare is glamorous at all. There are people who live on it and get paid for nothing but they live in gov housing in bad areas and live a life I would not want.
Voice of !WisdomHsuU replied with this 15 years ago, 3 minutes later, 3 hours after the original post[^][v]#157,462
@previous (Leo Vegas !gNoGoD5HzQ)
Since housing is cheap here ($450 for a mid-tier apartment with free utilities), I doubt I'd have much trouble exploiting the system.
Anonymous L joined in and replied with this 15 years ago, 4 minutes later, 3 hours after the original post[^][v]#157,472
grey this is really fucking sad and i teared a little.
protip !!pMmAiEwOm replied with this 15 years ago, 46 minutes later, 4 hours after the original post[^][v]#157,554
@157,352 (Voice of !WisdomHsuU)
You’re a kid in your parents’ basement who hasn’t ever had a job and is too stupid/lazy to get one anyway. Stop blaming others for your angst and feelings of inadequacy.
Voice of !WisdomHsuU replied with this 15 years ago, 3 minutes later, 4 hours after the original post[^][v]#157,561
@previous (protip !!pMmAiEwOm)
How the fuck do you expect me, a 16-year-old undergrad, to compete in a state where those with college degrees fight for jobs like pushing carts and operating fast food chains?
protip !!pMmAiEwOm replied with this 15 years ago, 5 minutes later, 4 hours after the original post[^][v]#157,566
@previous (Voice of !WisdomHsuU)
I bagged groceries and pushed shopping carts in high school before advancing to cleaning dead, pulverized animal flesh off of industrial equipment. Get of my lawn, faggot.
(Edited 7 seconds later.)
Ks !KansasxqvM replied with this 15 years ago, 4 minutes later, 4 hours after the original post[^][v]#157,567
@157,561 (Voice of !WisdomHsuU)
Mow some fucking lawns, weed some gardens, do whatever the fuck you have to do. I started working at 14 and I haven't stopped since. Get off your ass.
Voice of !WisdomHsuU replied with this 15 years ago, 2 minutes later, 4 hours after the original post[^][v]#157,571
hamfist !!mtq555+/1 joined in and replied with this 15 years ago, 1 minute later, 4 hours after the original post[^][v]#157,574
> hates black people > exploits welfare
TheSheep !kJ.A4PF7.k joined in and replied with this 15 years ago, 3 minutes later, 4 hours after the original post[^][v]#157,577
Over student contracts, here in Croatia, I pay no taxes.
Ks !KansasxqvM replied with this 15 years ago, 3 minutes later, 4 hours after the original post[^][v]#157,578
@157,571 (Voice of !WisdomHsuU)
An unemployment chart says you can't even TRY? You're worse than a failure, a failure at least tries. Things are tough all over... ffs man. If you were my kid I would cry at night.
Voice of !WisdomHsuU replied with this 15 years ago, 2 minutes later, 4 hours after the original post[^][v]#157,579
@157,574 (hamfist !!mtq555+/1)
I will be making a movie that is similar to "Supersize Me", except where I film how luxuriously I can live off of the dole for a year. It's to be the best form of protest against it, as I do not want my money going into it. Oh, and don't tell me the highest of the corporations don't do the same in the form of government bailouts and subsidies.
Voice of !WisdomHsuU double-posted this 15 years ago, 1 minute later, 4 hours after the original post[^][v]#157,580
@157,578 (Ks !KansasxqvM)
With the unemployment rate of Kansas being half that of Michigan, I'd cry at night, too.
Ks !KansasxqvM replied with this 15 years ago, 2 minutes later, 4 hours after the original post[^][v]#157,583
What the hell do unemployment rates have to do with you sitting on your ass bitching and moaning? Go get a fucking job. Now. Its really that easy. But you'd rather sit on your ass and fail before you even try. Fact.
Anonymous O joined in and replied with this 15 years ago, 1 minute later, 4 hours after the original post[^][v]#157,585
@157,264 (F)
No, you don't. You get taxed 40% of everything AFTER that. Then you get super-tax which kicks in at £150k, after which you get taxed at 50%. But ONLY on the money you earn after that amount. That's how it works in the UK, anyway...
Voice of !WisdomHsuU replied with this 15 years ago, 1 minute later, 4 hours after the original post[^][v]#157,589
@157,583 (Ks !KansasxqvM)
I've had countless applications rejected before I could even get an interview. And no, it's not "really that easy".
Ks !KansasxqvM replied with this 15 years ago, 3 minutes later, 4 hours after the original post[^][v]#157,591
@previous (Voice of !WisdomHsuU)
I didn't know you had to turn in applications to mow lawns. More excuses? You could make money from that computer you're typing on right now if you were motivated, but motivation is clearly something you're lacking.
The life is so hard... You have me genuinely upset. >;/
Its as easy as you make it. Life isn't fucking set in your lap, go get you some.
(Edited 50 seconds later.)
Anonymous F replied with this 15 years ago, 48 seconds later, 4 hours after the original post[^][v]#157,592
@157,585 (O) > No, you don't. You get taxed 40% of everything AFTER that. Then you get super-tax which kicks in at £150k, after which you get taxed at 50%. But ONLY on the money you earn after that amount. That's how it works in the UK, anyway...
Are you sure?
Fake anon !ZkUt8arUCU joined in and replied with this 15 years ago, 28 seconds later, 4 hours after the original post[^][v]#157,593
@157,589 (Voice of !WisdomHsuU)
If you haven't applied to at least 75 jobs, you haven't really tried.
protip !!pMmAiEwOm replied with this 15 years ago, 10 minutes later, 5 hours after the original post[^][v]#157,601
@157,571 (Voice of !WisdomHsuU) > 1996–2005 Oregon had more unemployment
You’re missing the forest for the trees, child.
Anonymous O replied with this 15 years ago, 51 seconds later, 5 hours after the original post[^][v]#157,602
protip !!pMmAiEwOm replied with this 15 years ago, 2 minutes later, 5 hours after the original post[^][v]#157,603
@157,579 (Voice of !WisdomHsuU) > Oh, and don't tell me the highest of the corporations don't do the same in the form of government bailouts and subsidies.
While this statement is true, I see no way in which its truth lends support to your arguments, child.
protip !!pMmAiEwOm double-posted this 15 years ago, 57 seconds later, 5 hours after the original post[^][v]#157,605
> No, you don't. You get taxed 40% of everything AFTER that. Then you get super-tax which kicks in at £150k, after which you get taxed at 50%. But ONLY on the money you earn after that amount. That's how it works in the UK, anyway...
QFT. The US uses the same bracketing structure, but the plebians couldn’t be assed to understand it, and instead cry HURR DURR RICH PEOPLE R TAXED TOO MUCH
Nega !34Kas0OdzM replied with this 15 years ago, 50 seconds later, 5 hours after the original post[^][v]#157,606
Voice of !WisdomHsuU replied with this 15 years ago, 6 seconds later, 5 hours after the original post[^][v]#157,607
@157,601 (protip !!pMmAiEwOm)
2011 is not 1996–2005.
protip !!pMmAiEwOm replied with this 15 years ago, 2 minutes later, 5 hours after the original post[^][v]#157,610
@previous (Voice of !WisdomHsuU) > more evidence of missing the forest for the trees
Anonymous Q joined in and replied with this 15 years ago, 10 minutes later, 5 hours after the original post[^][v]#157,616
@157,591 (Ks !KansasxqvM) > The life is so hard... You have me genuinely upset. >;/
As much as I love you to death, Ks, when you rage it still makes me chuckle a bit.
Anonymous R joined in and replied with this 15 years ago, 8 minutes later, 5 hours after the original post[^][v]#157,620
protip !!pMmAiEwOm replied with this 15 years ago, 1 minute later, 5 hours after the original post[^][v]#157,634
@157,616 (Q)
The rhetorical style of grumpy old man is underrated, good sir.
Anonymous Q replied with this 15 years ago, 1 minute later, 5 hours after the original post[^][v]#157,636
@previous (protip !!pMmAiEwOm)
I think that's why I enjoy it. No disrespect at Ks whatsoever.
Born this Way !dLadyGAgAA joined in and replied with this 15 years ago, 58 seconds later, 5 hours after the original post[^][v]#157,637
With property taxes and upkeep, is home ownership really that good of a deal?
Nickalollyoff !Aw0s40dyqw replied with this 15 years ago, 2 minutes later, 5 hours after the original post[^][v]#157,639
> I'd rather pay $600 a month to a guy than $1000 a month to a bank.
lrn2equity dumbass
protip !!pMmAiEwOm replied with this 15 years ago, 4 minutes later, 5 hours after the original post[^][v]#157,645
@157,637 (Born this Way !dLadyGAgAA)
I’ve seen several sources cite six years as the break-even point for renting versus a mortgage.
Ks !KansasxqvM replied with this 15 years ago, 4 minutes later, 5 hours after the original post[^][v]#157,653
@157,637 (Born this Way !dLadyGAgAA)
Yes. Even if home values drop you still have something, there are of course exceptions to every rule, for example a horrible loan on a shitty house that you overpay for in a falling housing market. Renting beyond a year or two is dumb sauce unless you don't really have choice. You can make some decent cash just by getting a home at a good deal, doing a little work to it and selling every two years, after two years of living in a house you don't pay any taxes on the profit you make upon sale. I could talk forever about real estate lol, passion of mine since I was a teen basically, I got a HELL of a deal on the house I own right now, course it helps to be a licensed agent. ;)
A person could reasonably make $40,000 every two years just by living in a house and doing some lipstick and rouge type of work, make even more on higher value homes. There are a lot of factors at play, but with the proper knowledge, purchase, and loan, there is literally almost no way to lose.
grey !C.MxxuCiTo joined in and replied with this 15 years ago, 12 minutes later, 6 hours after the original post[^][v]#157,659
Ks !KansasxqvM replied with this 15 years ago, 15 minutes later, 6 hours after the original post[^][v]#157,670
@157,645 (protip !!pMmAiEwOm)
There are calculators for determining that. I just did figures on a typical scenario with rent at $1,000 a month, a $120,000 home and a 30 year mortgage at 5%, the break even point was 1.3 years. You'd really have to be fucking something up to stretch it out 6 years.
Ks !KansasxqvM replied with this 15 years ago, 6 minutes later, 6 hours after the original post[^][v]#157,680
@previous (Born this Way !dLadyGAgAA)
See this. @157,670 (Ks !KansasxqvM)
Also I was just checking out Portland real estate, man that shit is very well priced. I was shocked, I thought it would be quite a bit more expensive than my area, but it seems as if its actually fucking cheaper than the typical prices north of me in the major cities.
(Edited 21 seconds later.)
protip !!pMmAiEwOm replied with this 15 years ago, 18 minutes later, 6 hours after the original post[^][v]#157,692
@previous (Ks !KansasxqvM)
The housing market here had a big pricing “correction,†recently. It’s not nearly as bad as Seattle, the Bay Area, or LA, but it should be more expensive—apples to apples—than the midwest.
Ks !KansasxqvM replied with this 15 years ago, 4 minutes later, 6 hours after the original post[^][v]#157,700
@previous (protip !!pMmAiEwOm)
Its a buyers market. What are you waiting on? Give me the same answer you give your dad. ;)
protip !!pMmAiEwOm replied with this 15 years ago, 12 minutes later, 7 hours after the original post[^][v]#157,722
@previous (Ks !KansasxqvM) > $600 a month to Department of Education > $100 a month to OSU > $500 a month for ongoing medical treatment > $200 a month for our backlog of medical bills
I have money, but most of it is spoken for, good sir. Plus, we’re waiting for the market correction to continue for another couple of years ;-)
(Edited 2 minutes later.)
Ks !KansasxqvM replied with this 15 years ago, 5 minutes later, 7 hours after the original post[^][v]#157,737
@previous (protip !!pMmAiEwOm)
Ah... dem bills. I know all too well about them bro, I'm not too far above water myself. :_(
The life is so hard (really). You're lucky to have a lovely wife, hopefully when she is active in her career things will be quite a bit different for y'all. You'd mentioned those bills before, I feel bad for not having that in mind.
Leo Vegas !gNoGoD5HzQ replied with this 15 years ago, 12 minutes later, 7 hours after the original post[^][v]#157,772
@157,722 (protip !!pMmAiEwOm)
$600 a month liquor
$100 a month hookers
$500 a month bribes to the cops
$200 a month morning after pills
I know all about the bills man.
protip !!pMmAiEwOm replied with this 15 years ago, 13 minutes later, 7 hours after the original post[^][v]#157,800
@previous (Leo Vegas !gNoGoD5HzQ) > $200 a month morning after pills
Sounds like a quality control issue, bud.
Leo Vegas !gNoGoD5HzQ replied with this 15 years ago, 53 seconds later, 7 hours after the original post[^][v]#157,801
@previous (protip !!pMmAiEwOm)
I get them from a shady pill mill. No questions asked and I like it that way ;)
protip !!pMmAiEwOm replied with this 15 years ago, 1 minute later, 7 hours after the original post[^][v]#157,804
@157,737 (Ks !KansasxqvM)
We had looked for a rental home in March, hoping to move up to more space and begin a transition to finding a home to buy. It turned out quite difficult to find what we wanted at an affordable price, so we just remained with our apartment.
Waifu has an unpaid internship, now, so she’s getting closer and closer to a good career through the networking benefits. We will survive ^_^
Born this Way !dLadyGAgAA replied with this 15 years ago, 4 hours later, 12 hours after the original post[^][v]#158,108
I've read that it's actually much more economical to buy rather than rent in New York City, of all places. I don't remember where I read it though.
!JuMPb0dbaE joined in and replied with this 15 years ago, 6 minutes later, 12 hours after the original post[^][v]#158,115
Taxes in US are much lower than other places according to a graph I saw on the Internet. We are in the bottom 10%.
Leland !BBbudGf3kM joined in and replied with this 15 years ago, 5 days later, 6 days after the original post[^][v]#163,967