Topic: Just declared myself insolvent!

The Owl !KThEOwLwbU started this discussion 9 years ago #60,649

It's actually great because I can pay massively reduced monthly payments on my unsecured debts and then in 5 years time all of the unpaid debt is wiped and my credit score is reset, as if I never actually had any debts at all.

It's like stealing but legal!

Anonymous B joined in and replied with this 9 years ago, 4 minutes later[^] [v] #768,814

In the UK that stays on your record.

The Owl !KThEOwLwbU (OP) replied with this 9 years ago, 25 seconds later, 4 minutes after the original post[^] [v] #768,815

@previous (B)

Not with an IVA.

Anonymous A (OP) double-posted this 9 years ago, 2 weeks later, 2 weeks after the original post[^] [v] #773,369

Hooray it went through, I'm officially debt free! Also credit free, until I'm 30.

One of my creditors voted to reject my proposal so I'm going to spend the money I would have spent repaying that particular firm on drugs

kook !!OPZbEQMT1 joined in and replied with this 9 years ago, 7 minutes later, 2 weeks after the original post[^] [v] #773,370

What do you think about the final Nexit?

Anonymous A (OP) replied with this 9 years ago, 4 minutes later, 2 weeks after the original post[^] [v] #773,371

@previous (kook !!OPZbEQMT1)

I said a little prayer for him but honestly the police were in the right to shoot him.

Meta joined in and replied with this 9 years ago, 6 minutes later, 2 weeks after the original post[^] [v] #773,372

Will you be taking up ghost hunting, now?

Anonymous A (OP) replied with this 9 years ago, 17 minutes later, 2 weeks after the original post[^] [v] #773,373

@previous (Meta)

What else could a splendid debt free gentlemae about town do?

Meta replied with this 9 years ago, 2 minutes later, 2 weeks after the original post[^] [v] #773,374

@previous (A)
You could start a food review website and raise $1000 on IndieGoGo

Anonymous A (OP) replied with this 9 years ago, 3 minutes later, 2 weeks after the original post[^] [v] #773,375

@previous (Meta)

I'd rather spend 10 years doing a masters degree in all honesty.

Minichan