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Minichan

Topic: Do you have non-mandatory insurance?

Anonymous A started this discussion 15 years ago #3,113

I think it's retarded. Insurance companies are profitable because they give deals that are more likely to end up with them having more money.

A large savings account is a much smarter idea.

Anonymous B joined in and replied with this 15 years ago, 1 minute later[^] [v] #56,727

health insurance, but that's a different discussion entirely

Anonymous A (OP) replied with this 15 years ago, 12 minutes later, 13 minutes after the original post[^] [v] #56,729

@previous (B)
Is it really? In the end it's just another bet. Depending on how often you get sick, and how much it costs to treat/cure you, someone will end up getting more money from the other. And chances are they will be the lucky ones, and that's why they are profitable.

faggot !26D7I/H7YY joined in and replied with this 15 years ago, 1 minute later, 14 minutes after the original post[^] [v] #56,731

everything you are saying is wrong you dickhead

Anonymous B replied with this 15 years ago, 1 minute later, 16 minutes after the original post[^] [v] #56,732

@56,729 (A)
no. There are behind-the-scenes deals between insurance companies and pharmaceutical companies to ensure that it's always going to be cheaper to pay for insurance than pay for medication directly. That's how it is in america. again, a different discussion entirely.

Anonymous A (OP) replied with this 15 years ago, 36 seconds later, 16 minutes after the original post[^] [v] #56,733

@56,731 (faggot !26D7I/H7YY)
Oh, okay. So the client is likely to bring more money in then they pay in premiums? And the companies are still profitable. So... This extra money comes from where? Santa?

Anonymous B replied with this 15 years ago, 2 minutes later, 19 minutes after the original post[^] [v] #56,734

@previous (A)
on average, you come out behind. the argument for insurance is it greatly reduces the variance in your potential loss. losing several thousand over a lifetime for insurance vs being in debt for life.

Anonymous A (OP) replied with this 15 years ago, 4 minutes later, 23 minutes after the original post[^] [v] #56,736

@previous (B)

> losing several thousand over a lifetime for insurance vs being in debt for life.
No.

Definately losing several thousand over a lifetime for insurance, or a small chance of being in debt for life'''.

Anonymous B replied with this 15 years ago, 2 minutes later, 25 minutes after the original post[^] [v] #56,737

@previous (A)
on average, you come out behind. the argument for insurance is it greatly reduces the variance in your potential loss.

psychopath !PSYCHOhc32 joined in and replied with this 15 years ago, 5 minutes later, 31 minutes after the original post[^] [v] #56,745

Health insurance should be free for all, as it is the government's duty to protect its citizens.

Anonymous B replied with this 15 years ago, 1 minute later, 32 minutes after the original post[^] [v] #56,749

@previous (psychopath !PSYCHOhc32)
What happened to the free market shtick?

psychopath !PSYCHOhc32 replied with this 15 years ago, 13 minutes later, 45 minutes after the original post[^] [v] #56,755

@previous (B)
I wish to have a perfect mix of free-market enterprise and socialism. There will be little corporal interference by the government and vice-versa and it make revenue for its social services from leasing land. It would be perfect!

(Edited 36 seconds later.)

protip !tyLmN8C16E joined in and replied with this 15 years ago, 27 minutes later, 1 hour after the original post[^] [v] #56,769

@56,745 (psychopath !PSYCHOhc32)
> protect its citizens

GTFO NANNY STATE FAGGOT

psychopath !PSYCHOhc32 replied with this 15 years ago, 3 minutes later, 1 hour after the original post[^] [v] #56,772

@previous (protip !tyLmN8C16E)
Viruses kill far more than terrorists.

Anonymous B replied with this 15 years ago, 2 minutes later, 1 hour after the original post[^] [v] #56,777

@previous (psychopath !PSYCHOhc32)
Time kills even more

Anonymous A (OP) replied with this 15 years ago, 7 hours later, 8 hours after the original post[^] [v] #56,944

@56,745 (psychopath !PSYCHOhc32)

> Health insurance should be free for all
No such thing. We will pay for it in taxes.

I am for socialized health care, though. This way risk is gone of getting unlucky and losing everything and any profits go around and help citizens.

Nega !34Kas0OdzM joined in and replied with this 15 years ago, 47 minutes later, 9 hours after the original post[^] [v] #56,949

@56,749 (B)

> What happened to the free market shtick?

lolthis. :')

psychopath !PSYCHOhc32 replied with this 15 years ago, 8 hours later, 17 hours after the original post[^] [v] #57,216

@previous (Nega !34Kas0OdzM)
I am for national healthcare but if one can get a tax-exemption if one uses private healthcare.
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