Minichan

Topic: Minus rent, what's the least amount of money I could live on?

Triptych !IupsXZPnnU started this discussion 13 years ago #29,602

Monthly or yearly. I would need a car and gas. halp

beckyderp !8ElfFaoFao joined in and replied with this 13 years ago, 1 minute later[^] [v] #431,828

Living where?

Triptych !IupsXZPnnU (OP) replied with this 13 years ago, 2 minutes later, 3 minutes after the original post[^] [v] #431,829

@previous (beckyderp !8ElfFaoFao)
Fort MacMurray I suppose. Is there a kind of baseline where it doesn't matter too much where you are? I know rent costs vary quite a bit, but past that?

squeegee joined in and replied with this 13 years ago, 11 minutes later, 15 minutes after the original post[^] [v] #431,831

Think about groceries, haircuts, clothes, and all of that sort of stuff like soap and paper products. Then add your phone bill/cable or whatever bills you'd have. Consider the cost of insurance and minor doctors visits. Think dentist. Think about new purchases you'll need, so, have a little savings.
Then add the car. The cars insurance, gas, and maintenance.
Just start adding all that up over a 12 month period and you find what your "minimim" standard of living is.

Triptych !IupsXZPnnU (OP) replied with this 13 years ago, 7 minutes later, 23 minutes after the original post[^] [v] #431,833

@previous (squeegee)
I'm trying. I don't know shit about how much most of that would cost. Groceries, a couple work outfits, all car-related costs. Health insurance is free, optometry and dental shouldn't cost too much.
Fuck

Depressionman !qeK7ilt6gI joined in and replied with this 13 years ago, 5 minutes later, 29 minutes after the original post[^] [v] #431,835

$100/month

Triptych !IupsXZPnnU (OP) replied with this 13 years ago, 57 seconds later, 30 minutes after the original post[^] [v] #431,837

@previous (Depressionman !qeK7ilt6gI)
I meant in a first-world country.

Depressionman !qeK7ilt6gI replied with this 13 years ago, 21 seconds later, 30 minutes after the original post[^] [v] #431,838

@previous (Triptych !IupsXZPnnU)
$200/month

squeegee replied with this 13 years ago, 1 minute later, 32 minutes after the original post[^] [v] #431,840

@431,833 (Triptych !IupsXZPnnU)
Go do some fake shopping. Shop with pen and paper. Plan a weeks worth of meals, and figure your weekly food budget.

Get online and shop, figure the cost of a couple of yearly shopping trips.

With your car, figure out how much 4 oil changes cost. Figure your gas.

Probably 8 - 12 haircuts a year, or are you a hippie?

If you're a hippie forget everything and go follow phish around

beckyderp !8ElfFaoFao replied with this 13 years ago, 27 seconds later, 32 minutes after the original post[^] [v] #431,841

@431,831 (squeegee)
@431,833 (Triptych !IupsXZPnnU)

Yeah, what squeegee said. For my area, without rent, I'd say just under 1,000 USD:

Food: $250
Gas & electric: $60, or built into rent
Water & sewer: $12, or built into rent
Cell phone: $60
Cable: $50 (or online subscriptions)
Home maintenance: $50 (incl. cleaning supplies and random apartment things)
Entertainment and misc. expenses: $60
Laundry/dry cleaning: $40
Car payment: $200 (I'm not super familiar with car loans, but this should work for a person with average credit buying a used car on a not-too-long-term loan)
Gas: $100
Car insurance: $75
Medical/dental out of pocket: $40

I pulled this from a typical monthly bankruptcy budget for a single person (which usually has a bit of a buffer so people don't get into trouble).

(Edited 2 minutes later.)

Depressionman !qeK7ilt6gI replied with this 13 years ago, 14 seconds later, 32 minutes after the original post[^] [v] #431,842

If you are willing to live like most people on earth have to, then $200/month.

Triptych !IupsXZPnnU (OP) replied with this 13 years ago, 2 minutes later, 35 minutes after the original post[^] [v] #431,843

@431,840 (squeegee)
Good idea, I'll head to Asda and try to figure out groceries. I've no car, will ask my dad how much his costs him. I cut all my hair off and let it grow a few times a year. It's been 3 months so far I thiiiiink since the last one.
Thanks, I wouldn't have thought of going fake shopping because I am a faggot.
I would love to be a hippie. I figure if I work at the oil fields for a while I can save up pretty quickly (within a couple years) to take like 6 months or a year off and go hitchhiking around eeeeverywhere.

also i need money but can't get a job fuck life

squeegee replied with this 13 years ago, 14 seconds later, 35 minutes after the original post[^] [v] #431,844

@431,842 (Depressionman !qeK7ilt6gI)
Hush, that is retarded. That level of income wouldn't require you pay taxes. 

Depressionman !qeK7ilt6gI replied with this 13 years ago, 1 minute later, 36 minutes after the original post[^] [v] #431,845

@previous (squeegee)
Again, anyone could live on $200/month in the US or Canada, *IF* they were willing to live simply like most people on earth do.

beckyderp !8ElfFaoFao replied with this 13 years ago, 44 seconds later, 37 minutes after the original post[^] [v] #431,847

@previous (Depressionman !qeK7ilt6gI)
No.

Depressionman !qeK7ilt6gI replied with this 13 years ago, 33 seconds later, 37 minutes after the original post[^] [v] #431,849

@previous (beckyderp !8ElfFaoFao)
Um, yes.

Triptych !IupsXZPnnU (OP) replied with this 13 years ago, 48 seconds later, 38 minutes after the original post[^] [v] #431,850

@431,842 (Depressionman !qeK7ilt6gI)
Just stop.

@431,841 (beckyderp !8ElfFaoFao)
This is perfect, thank you so much!

Depressionman !qeK7ilt6gI replied with this 13 years ago, 1 minute later, 39 minutes after the original post[^] [v] #431,852

@previous (Triptych !IupsXZPnnU)
So you are NOT willing to live simply like most humans on earth do? Have yo live like a rich, spoiled American?

squeegee replied with this 13 years ago, 17 seconds later, 40 minutes after the original post[^] [v] #431,853

@431,849 (Depressionman !qeK7ilt6gI)
I'm not going to eat cardboad noodle soup and sell my children to slave factories.
Sorry.
Just not gonna do it.

I'm perfectly happy with my current level of lead ingestion, thanks.

beckyderp !8ElfFaoFao replied with this 13 years ago, 38 seconds later, 40 minutes after the original post[^] [v] #431,855

@431,850 (Triptych !IupsXZPnnU)
No problem. Other things to consider:
-Taxes and cost of tax preparation services
-Student loans
-Rental insurance

Depressionman !qeK7ilt6gI replied with this 13 years ago, 26 seconds later, 41 minutes after the original post[^] [v] #431,856

@431,853 (squeegee)
You do not have to sell your children. You can buy fresh vegetables at market, and live in a small, but clean one-room dwelling.

Depressionman !qeK7ilt6gI double-posted this 13 years ago, 21 seconds later, 41 minutes after the original post[^] [v] #431,857

@431,855 (beckyderp !8ElfFaoFao)
Only rich people pay others to do their simple taxes, and get renter's insurance.

squeegee replied with this 13 years ago, 5 seconds later, 41 minutes after the original post[^] [v] #431,858

@431,852 (Depressionman !qeK7ilt6gI)
I live in america exactly so I can live like a spoiled american. Thanks.

beckyderp !8ElfFaoFao replied with this 13 years ago, 3 seconds later, 41 minutes after the original post[^] [v] #431,859

@431,856 (Depressionman !qeK7ilt6gI)
also electricity would be cheap if there's just one lightbulb

squeegee replied with this 13 years ago, 43 seconds later, 42 minutes after the original post[^] [v] #431,861

@431,856 (Depressionman !qeK7ilt6gI)
That sounds an awful lot like subsistence living

Triptych !IupsXZPnnU (OP) replied with this 13 years ago, 1 minute later, 43 minutes after the original post[^] [v] #431,862

@431,852 (Depressionman !qeK7ilt6gI)
I'm not willing to live in my mother's house at the age of 35, no.

@431,855 (beckyderp !8ElfFaoFao)
If uni is about $8000 yearly, is it possible for someone working while at school to be able to pay it all off without student loans? I'd rather not be tied down by them.

beckyderp !8ElfFaoFao replied with this 13 years ago, 28 seconds later, 43 minutes after the original post[^] [v] #431,863

@431,861 (squeegee)
The funny thing is that the budget I posted is pretty much no-frills.

I'm certain Matt couldn't live on $200. Everyone underestimates what it costs to just live normally.

Matt is more obsessed with his toys than anyone I know.

Depressionman !qeK7ilt6gI replied with this 13 years ago, 2 minutes later, 46 minutes after the original post[^] [v] #431,866

@431,859 (beckyderp !8ElfFaoFao)
I would not know, since I have several lightbae.

@431,862 (Triptych !IupsXZPnnU)
You would not have to. You juts have to stop living like a spoiled brat.

@431,861 (squeegee)
It's called "normal life" for 99% of the human population. Thanks.

Triptych !IupsXZPnnU (OP) replied with this 13 years ago, 40 seconds later, 46 minutes after the original post[^] [v] #431,867

@previous (Depressionman !qeK7ilt6gI)
By spoiled brat, you mean having food to eat every day? I'm going no-frills, you ridiculous faggot.

Depressionman !qeK7ilt6gI replied with this 13 years ago, 1 minute later, 48 minutes after the original post[^] [v] #431,869

@previous (Triptych !IupsXZPnnU)
You can eat a bowl of rice, with a couple of pieces of vegetables and tofu on top. Most people in the world eat like that and do fine.

Triptych !IupsXZPnnU (OP) replied with this 13 years ago, 35 seconds later, 48 minutes after the original post[^] [v] #431,871

@previous (Depressionman !qeK7ilt6gI)
I never specified what food. I could be eating rice and beans every day for all you know.

squeegee replied with this 13 years ago, 31 seconds later, 49 minutes after the original post[^] [v] #431,872

@431,863 (beckyderp !8ElfFaoFao)
There isn't a one room apartment for under 200 anywhere in the state of texas from what I'm seeing. I guess I have to move to louisiana!

Depressionman !qeK7ilt6gI replied with this 13 years ago, 1 minute later, 50 minutes after the original post[^] [v] #431,875

@previous (squeegee)
Welcome, brother!

Anonymous E joined in and replied with this 13 years ago, 2 minutes later, 52 minutes after the original post[^] [v] #431,878

Prostitute yourself.

Triptych !IupsXZPnnU (OP) replied with this 13 years ago, 59 seconds later, 53 minutes after the original post[^] [v] #431,882

@previous (E)
No thanks.
I hear bartending pays well. I'd like to do that through uni.

beckyderp !8ElfFaoFao replied with this 13 years ago, 1 minute later, 55 minutes after the original post[^] [v] #431,884

@431,862 (Triptych !IupsXZPnnU)
I don't see how.

Let's say you get a nice office summer job each summer, 40 hours a week @ $9/hr. Add a minimum-wage side job, 20 hours @ $7.25/hr, which you keep during the school year. You can make ~$505/wk. in the summer and ~$145/wk. in the school year. That's just under $10k total for the whole year. You can maybe cover tuition with your income, and that's assuming you're lucky in getting work.

I'm not figuring in days off, or any income tax or other deductions. If you can get a job as an RA in the dorms three of the years, though, you could probably get away with not that much in loans? Assuming they have RA positions in Canada that cover the cost of the dorm room, and you're willing to put up with the headache.

Bartending would obviously be better than minimum wage, but I doubt you can get away without some student loans.

Someone let me know if my math is off. I know I'm assuming America and that's not Triptych's situation.

(Edited 4 minutes later.)

squeegee replied with this 13 years ago, 3 minutes later, 58 minutes after the original post[^] [v] #431,887

@431,869 (Depressionman !qeK7ilt6gI)
I dunno man, seems like everywhere in the world I go I keep finding little america clones with their own cultural heritage. Everything was rebuilt after the war with a heavy western influence.

Including governments. And yeah, ive been all over europe, to turkey and egypt and thailand, canada, mexico and the US.

Depressionman !qeK7ilt6gI replied with this 13 years ago, 43 seconds later, 58 minutes after the original post[^] [v] #431,888

@previous (squeegee)
You ain't been to Asia, bud.

squeegee replied with this 13 years ago, 27 seconds later, 59 minutes after the original post[^] [v] #431,889

@previous (Depressionman !qeK7ilt6gI)
Thailand isn't asia?

Depressionman !qeK7ilt6gI replied with this 13 years ago, 37 seconds later, 1 hour after the original post[^] [v] #431,890

@previous (squeegee)
If you think that Thailand is "a little America," then you must not have gone to the real one.

beckyderp !8ElfFaoFao replied with this 13 years ago, 1 minute later, 1 hour after the original post[^] [v] #431,891

@previous (Depressionman !qeK7ilt6gI)
But it's Asia, yes?

Anonymous E replied with this 13 years ago, 20 seconds later, 1 hour after the original post[^] [v] #431,893

@431,887 (squeegee)
This is so wrong.

Depressionman !qeK7ilt6gI replied with this 13 years ago, 32 seconds later, 1 hour after the original post[^] [v] #431,894

@431,891 (beckyderp !8ElfFaoFao)
Of course it is. And it is nothing like "a little America". There is nothing "Western" about it, so he is lying.

Triptych !IupsXZPnnU (OP) replied with this 13 years ago, 2 seconds later, 1 hour after the original post[^] [v] #431,895

@431,884 (beckyderp !8ElfFaoFao)
Oh oh. I forgot, minimum wage is higher in Canada. $10.15 in QC and $10.25 in Ontario. So say the hours are all the same but both jobs are Qeubec minimum wage. That's $609 during the summer and $203 weekly during the school year. Yearly income of...
$13'804.
Fuck. I'll have to find another way to pay for school.

I hadn't thought about an RA position. Might very well be possible.

Thanks, you've been really really helpful

Depressionman !qeK7ilt6gI replied with this 13 years ago, 27 seconds later, 1 hour after the original post[^] [v] #431,896

@previous (Triptych !IupsXZPnnU)
Live on rice alone. Thanks.

Triptych !IupsXZPnnU (OP) replied with this 13 years ago, 43 seconds later, 1 hour after the original post[^] [v] #431,898

@previous (Depressionman !qeK7ilt6gI)
Shut up. I'm Asian, I've eaten plenty of rice in my lifetime.

squeegee replied with this 13 years ago, 25 seconds later, 1 hour after the original post[^] [v] #431,899

@431,890 (Depressionman !qeK7ilt6gI)
The architecture was different and the food was different. But the city was like a dirty american one. It was like going to new orleans, where the french quarter made you feel like you were in olden tymes, but then youd go back to the hotel and it looked just like dallas. Or berlin. Turkey was the most different what with all their islam in the mornings.

But still. People just drove about doing commerce and capitalist things. All acting very much like western americans.

But in sandals.

beckyderp !8ElfFaoFao replied with this 13 years ago, 1 minute later, 1 hour after the original post[^] [v] #431,901

@431,898 (Triptych !IupsXZPnnU)
lol

Depressionman !qeK7ilt6gI replied with this 13 years ago, 5 minutes later, 1 hour after the original post[^] [v] #431,906

@431,898 (Triptych !IupsXZPnnU)
You grew up in Canada. Thanks.

Depressionman !qeK7ilt6gI double-posted this 13 years ago, 30 seconds later, 1 hour after the original post[^] [v] #431,908

@431,899 (squeegee)
How long were you there? You obviously did not get a real Thai experience.

beckyderp !8ElfFaoFao replied with this 13 years ago, 34 seconds later, 1 hour after the original post[^] [v] #431,911

@431,895 (Triptych !IupsXZPnnU)
Glad to help. Last thought, moving and up-front costs... I'd assume something like $1,200 to get set up initially, plus first month's rent and security deposit. There are tons of stupid little expenses and things you need to buy to get set up, and student loans (if you take them) lag behind the start of the school year.

Work clothes - a decent suit will be $200 on sale from a place like Talbots. Start hitting thrift stores to see what you can find.

(Edited 1 minute later.)

beckyderp !8ElfFaoFao double-posted this 13 years ago, 17 seconds later, 1 hour after the original post[^] [v] #431,912

@431,908 (Depressionman !qeK7ilt6gI)
Are you talking about prostitutes now?

Depressionman !qeK7ilt6gI replied with this 13 years ago, 57 seconds later, 1 hour after the original post[^] [v] #431,914

@previous (beckyderp !8ElfFaoFao)
No I am not. I am talking about the thousands of cultural differences that he just glosses over.

Triptych !IupsXZPnnU (OP) replied with this 13 years ago, 23 seconds later, 1 hour after the original post[^] [v] #431,915

@431,906 (Depressionman !qeK7ilt6gI)
What does living in Canada have to do with eating rice? I'm Asian and have an Asian mother. She made/makes lots of rice and roti.

Anonymous F joined in and replied with this 13 years ago, 1 minute later, 1 hour after the original post[^] [v] #431,918

@431,912 (beckyderp !8ElfFaoFao)

Protip: Matt lies. Constantly. He's like a fainting goat, lies when anyone comes near him.

Triptych !IupsXZPnnU (OP) replied with this 13 years ago, 6 seconds later, 1 hour after the original post[^] [v] #431,919

@431,911 (beckyderp !8ElfFaoFao)
Oh man, I'd forgotten about that too.

I'm worried about graduating and moving to uni. I've no car, won't have my license at the time, and my mom doesn't have a car either. It's not that much stuff but I've kept the best books and those are heavy.

Also: Kid's suits, are they cheaper? I can wear clothes made for 10-13 year old boys.

(Edited 25 seconds later.)

beckyderp !8ElfFaoFao replied with this 13 years ago, 3 minutes later, 1 hour after the original post[^] [v] #431,922

@previous (Triptych !IupsXZPnnU)
I tried the kid's suit route when I started working, I didn't like the fit or how they were made. I think you can tell. But definitely try thrift stores.

Life is fucking expensive. :-/

Triptych !IupsXZPnnU (OP) replied with this 13 years ago, 2 minutes later, 1 hour after the original post[^] [v] #431,926

@previous (beckyderp !8ElfFaoFao)
Oh right. The pants would never fit without getting baggy. Fuck.

man i miss having a proper home.

Anonymous G joined in and replied with this 13 years ago, 1 minute later, 1 hour after the original post[^] [v] #431,929

@previous (Triptych !IupsXZPnnU)
Move in with Matt's mom. She has a spare bedroom available because her failure alcohic son fled the country to avoid paying numerous debts to both citizens and the US government.

squeegee replied with this 13 years ago, 45 seconds later, 1 hour after the original post[^] [v] #431,931

@431,908 (Depressionman !qeK7ilt6gI)
Ok so honestly I was not there long and then went to Phukit island or whatever and was drunk much of the time. So no, I didn't go visit the villages of the rice paddies.

We did ride through some places that were pretty rough, but, its like boys town in Matamoras without the whores. The whores had nicer places to go I think becuase everyone there was either old or a child. Young adults had moved away for a large part.

Of course the architecture was different and the food was different.

Anonymous E replied with this 13 years ago, 3 minutes later, 1 hour after the original post[^] [v] #431,935

@431,929 (G)
Looks like indy wins again!

Anonymous H joined in and replied with this 13 years ago, 54 minutes later, 2 hours after the original post[^] [v] #431,953

Mad Miller

HaikerensGuide !dBGi/iH4eY joined in and replied with this 13 years ago, 56 minutes later, 3 hours after the original post[^] [v] #431,998

Why don't you move to Vancouvre?

Triptych !IupsXZPnnU (OP) replied with this 13 years ago, 2 hours later, 5 hours after the original post[^] [v] #432,033

@previous (HaikerensGuide !dBGi/iH4eY)
No oil sands in Vancouver, and a relatively quite high cost of living. Moreover, there aren't any good engineering schools there that I know of, and the drinking age in BC is 19.

HaikerensGuide !dBGi/iH4eY replied with this 13 years ago, 3 minutes later, 5 hours after the original post[^] [v] #432,035

@previous (Triptych !IupsXZPnnU)
Fair enough. A shame there can't be oil sands in the civilized areas of North America. Not Flyoverville.

Triptych !IupsXZPnnU (OP) replied with this 13 years ago, 4 minutes later, 5 hours after the original post[^] [v] #432,036

@previous (HaikerensGuide !dBGi/iH4eY)
Alberta isn't bad. Northern Alberta, afaik, is just very small-towny in general. Not as bad as most due to the skilled labour that has to be kept on, I'd imagine.

Anonymous J joined in and replied with this 13 years ago, 1 day later, 1 day after the original post[^] [v] #432,288

@OP
very little
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