Minichan

Topic: Student loans: excessively-high interest rates and no way of discharging.

Anonymous A started this discussion 14 years ago #21,815

Beware the predatory student loan. They are the successor to subprime mortgages.

(Edited 6 minutes later.)

beckyderp !CaTLdYmooc joined in and replied with this 14 years ago, 3 minutes later[^] [v] #345,434

About discharging, that's not entirely true, though it's hard. http://www.studentloanborrowerassistance.org/bankruptcy/ and http://studentaid.ed.gov/repay-loans/forgiveness-cancellation#when-can-my-federal

Also, http://studentaid.ed.gov/repay-loans/understand/plans/income-based

Fuck off Walter

(Edited 7 minutes later.)

Anonymous A (OP) replied with this 14 years ago, 10 minutes later, 14 minutes after the original post[^] [v] #345,435

@previous (beckyderp !CaTLdYmooc)
My point is that the loans are predatory, just like the loans that caused the housing boom.

beckyderp !CaTLdYmooc replied with this 14 years ago, 41 seconds later, 14 minutes after the original post[^] [v] #345,436

@previous (A)
Thanks for your wisdom.

Anonymous A (OP) replied with this 14 years ago, 58 seconds later, 15 minutes after the original post[^] [v] #345,437

@previous (beckyderp !CaTLdYmooc)
Thanks for your condescending attitude.

beckyderp !CaTLdYmooc replied with this 14 years ago, 3 minutes later, 19 minutes after the original post[^] [v] #345,438

@previous (A)
You can't even figure out how to register for college.

beckyderp !CaTLdYmooc double-posted this 14 years ago, 2 minutes later, 21 minutes after the original post[^] [v] #345,439

dammit why the hyperlink

Anonymous C joined in and replied with this 14 years ago, 15 minutes later, 37 minutes after the original post[^] [v] #345,440

> wally

Killer Lettuce !!iNo3FkiZx joined in and replied with this 14 years ago, 1 hour later, 1 hour after the original post[^] [v] #345,452

> expect Walter
> receive Walter

Anonymous E joined in and replied with this 14 years ago, 1 hour later, 3 hours after the original post[^] [v] #345,460

@OP

> Beware the predatory student loan. They are the successor to subprime mortgages.

You are NOT college material. Go here except as you know you do not qualify. They have high standards.

http://www.aboutmcdonalds.com/mcd/corporate_careers/training_and_development/hamburger_university.html

Anonymous F joined in and replied with this 14 years ago, 29 minutes later, 3 hours after the original post[^] [v] #345,461

@previous (E)
This.

Anonymous A (OP) replied with this 14 years ago, 31 minutes later, 4 hours after the original post[^] [v] #345,471

@345,438 (beckyderp !CaTLdYmooc)
@345,460 (E)
I applied, got approved and I was about to go to college. It was my high school that fucked me over.

Anonymous E replied with this 14 years ago, 2 minutes later, 4 hours after the original post[^] [v] #345,473

@previous (A)
Did you bother to verify the high school followed written regulations?

Anonymous A (OP) replied with this 14 years ago, 4 minutes later, 4 hours after the original post[^] [v] #345,475

@previous (E)
Yes, I did. I got the college approval, but the high school admin told me that since there is no way for me to get into the class that doesn't "disrupt" my normal schedule, I can't do it at all. And to add insult to injury, I can't get my college fund computer now. This shit basically delayed my life by a year and there is literally nothing I can do about it.

(Edited 1 minute later.)

beckyderp !CaTLdYmooc replied with this 14 years ago, 1 minute later, 4 hours after the original post[^] [v] #345,477

@previous (A)
> "distrupt"

Anonymous E replied with this 14 years ago, 3 minutes later, 4 hours after the original post[^] [v] #345,482

@345,475 (A)
Let me repeat this one more time. DID YOU LOOK UP THE REGULATIONS that your high school used to prevent you from doing what you wanted to do.? Can you access that regulation on line and show it to us?

I also was told by my high school I could not do what you wanted to do. I asked them why not. Show it to me in the written rules of board of education. Guess who won? Not my high school!!!!!

Anonymous G joined in and replied with this 14 years ago, 2 minutes later, 4 hours after the original post[^] [v] #345,484

@previous (E)
But that was in 1942, Def.

Anonymous E replied with this 14 years ago, 48 seconds later, 4 hours after the original post[^] [v] #345,486

@previous (G)
nonononono!

HaikerensGuide !0VegJ9Jl.Q (OP) replied with this 14 years ago, 59 seconds later, 4 hours after the original post[^] [v] #345,487

@345,482 (E)
I did look it up and they were right.

Anonymous E replied with this 14 years ago, 23 minutes later, 4 hours after the original post[^] [v] #345,497

@previous (HaikerensGuide !0VegJ9Jl.Q)
Just because it is a rule does not make it the law. There were written rules that could have stopped me as well. However OTHER rules in the same book made it OK. Ever drive down a road and see a sign that says road ends? Once found that end 30 miles in.

In my case I took all the classes that were necessary to graduate high school. ALL of Them. So staying all day just to meet some dumb written rule made no sense. Honestly I just took SAT's and applied to college and was accepted. Simple as that. Showed up and started classes. I did continue to go to the high school for about 1/2 day. 6 Weeks later high school sends me a note. One meeting with high school principle and a few books of regulations later and I won.

If there are classes you need to graduate then you have to do that. Of course you could go to college and get a GED. With a college degree no one is going to pay attention to how you passed high school.

Anonymous A (OP) replied with this 14 years ago, 8 minutes later, 5 hours after the original post[^] [v] #345,498

@previous (E)
I took all the courses. I just have remaining elective credits that I don't give a flying fuck about, and the math/English/physics classes that I actually care about.

Anonymous E replied with this 14 years ago, 2 minutes later, 5 hours after the original post[^] [v] #345,499

@previous (A)
> math/English/physics classes

Do you mean you could graduate high school without the math courses? English? When you say "all the courses" Exactly what does that mean?

Anonymous A (OP) replied with this 14 years ago, 5 minutes later, 5 hours after the original post[^] [v] #345,501

@previous (E)
No. I fulfilled everything but math and english, and the 7 bullshit "misc" electives.

Anonymous E replied with this 14 years ago, 5 minutes later, 5 hours after the original post[^] [v] #345,502

@previous (A)
> No. I fulfilled everything but math and english,
> No. I fulfilled everything but math and english,
> No. I fulfilled everything but math and english,
> No. I fulfilled everything but math and english,
> No. I fulfilled everything but math and english,
> No. I fulfilled everything but math and english,
> No. I fulfilled everything but math and english,
> No. I fulfilled everything but math and english,
> No. I fulfilled everything but math and english,
> No. I fulfilled everything but math and english,
> No. I fulfilled everything but math and english,
> No. I fulfilled everything but math and english,
> No. I fulfilled everything but math and english,
> No. I fulfilled everything but math and english,
> No. I fulfilled everything but math and english,
> No. I fulfilled everything but math and english,
> No. I fulfilled everything but math and english,
> No. I fulfilled everything but math and english,
> No. I fulfilled everything but math and english,
> No. I fulfilled everything but math and english,
> No. I fulfilled everything but math and english,
> No. I fulfilled everything but math and english,
> No. I fulfilled everything but math and english,
> No. I fulfilled everything but math and english,
> No. I fulfilled everything but math and english,
> No. I fulfilled everything but math and english,
> No. I fulfilled everything but math and english,
> No. I fulfilled everything but math and english,
> No. I fulfilled everything but math and english,
> No. I fulfilled everything but math and english,

Anonymous A (OP) replied with this 14 years ago, 5 minutes later, 5 hours after the original post[^] [v] #345,503

@previous (E)
4 years of Math and English is required.

Anonymous E replied with this 14 years ago, 2 minutes later, 5 hours after the original post[^] [v] #345,506

@previous (A)
Finish High School and stop the fuck whining. Grow up and then you will be ready for college(maybe)

Anonymous A (OP) replied with this 14 years ago, 4 minutes later, 5 hours after the original post[^] [v] #345,509

@previous (E)
I was going to finish my math and english in high school anyway, you spastic retard. The source of conflict is from the filler electives.

Anonymous F replied with this 14 years ago, 11 minutes later, 5 hours after the original post[^] [v] #345,514

@345,475 (A)

> And to add insult to injury, I can't get my college fund computer now.

Ahh, what you are most mad about finally comes out.

Anonymous A (OP) replied with this 14 years ago, 3 minutes later, 5 hours after the original post[^] [v] #345,515

@previous (F)
Not really. What I was planning to do was move most of my classes to the afternoon, via college, so I could get a full-night's rest everyday.

Anonymous E replied with this 14 years ago, 6 minutes later, 5 hours after the original post[^] [v] #345,516

@345,509 (A)
A Shock for you. Perhaps you have never read about 11 year old kids who end up in College and completely bypass High School. Web is loaded with examples. No filler classes no BS.

Anonymous F replied with this 14 years ago, 5 minutes later, 5 hours after the original post[^] [v] #345,517

@345,501 (A)

> No. I fulfilled everything but math and english, and the 7 bullshit "misc" electives.

I completed my high school graduation requirements in 2.5 years of high school. My university required four years of math and English. I took those courses, shut up about it, did just enough to pass, had a girlfriend, and got laid.

Maybe you could spend your time productively, bud.

Anonymous E replied with this 14 years ago, 4 minutes later, 6 hours after the original post[^] [v] #345,519

@previous (F)
10/10
Me in about 3 including getting laid lol

Anonymous A (OP) replied with this 14 years ago, 3 minutes later, 6 hours after the original post[^] [v] #345,522

@345,516 (E)
I have heard those stories. And of course, I could never get the favor of my parents. "No, son. We can't afford to have you attend a private school without cutting back on our traveling."
@345,517 (F)
> I completed my high school graduation requirements in 2.5 years of high school.
We can't do that here. We have quantity-over-quality standards.
> My university required four years of math and English.
That's why I'm taking those courses in high school. It's free and I don't have to worry about commuting for them.

(Edited 55 seconds later.)

Killer Lettuce !!iNo3FkiZx replied with this 14 years ago, 2 minutes later, 6 hours after the original post[^] [v] #345,524

@345,509 (A)
Are other people in your school being affected by this or are you a unique case?

Anonymous A (OP) replied with this 14 years ago, 46 seconds later, 6 hours after the original post[^] [v] #345,526

@previous (Killer Lettuce !!iNo3FkiZx)
I wouldn't doubt that there are others.

dw !jdTkvovFCQ joined in and replied with this 14 years ago, 2 minutes later, 6 hours after the original post[^] [v] #345,528

im mad at my school too op
then again i dont blame them for my own laziness

Killer Lettuce !!iNo3FkiZx replied with this 14 years ago, 8 minutes later, 6 hours after the original post[^] [v] #345,535

@345,526 (A)
But, from what you can see, no other students at your school are being held back by this?

Anonymous F replied with this 14 years ago, 29 seconds later, 6 hours after the original post[^] [v] #345,536

@345,522 (A)
Your reading comprehension is terrible.

I completed the high school graduation requirements in 2.5 years. My college admission requirements were 4 years. I went to high school for 4 years and dealt with it dot gif.

Anonymous A (OP) replied with this 14 years ago, 6 minutes later, 6 hours after the original post[^] [v] #345,539

@previous (F)
Alright, from your other post it seems like you did what I want to do.

Anonymous F replied with this 14 years ago, 2 minutes later, 6 hours after the original post[^] [v] #345,540

@previous (A)
You're still retarded.

Anonymous I joined in and replied with this 14 years ago, 7 hours later, 13 hours after the original post[^] [v] #345,658

> predatory loans

Here's a great idea - don't take them if you don't think you can afford them.

Anonymous A (OP) replied with this 14 years ago, 11 hours later, 1 day after the original post[^] [v] #345,755

@previous (I)
I already know that.
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