Topic: Is anyone else bad with money?

Anonymous A started this discussion 1 year ago #121,384

Or preferably, were bad with money but changed for the better? I'm looking for specific things you do/did or how you changed your way of thinking.

I'm asking because I was good with money, years ago. Obviously I changed, and not for the better.

(Edited 55 seconds later.)

John Money joined in and replied with this 1 year ago, 2 hours later[^] [v] #1,327,279

😠

pew joined in and replied with this 1 year ago, 17 hours later, 19 hours after the original post[^] [v] #1,327,376

i hate dealing with it. havent even made a paypal link for my nonprofit. i hope a recession comes so everyones also poor.

Anonymous D joined in and replied with this 1 year ago, 5 hours later, 1 day after the original post[^] [v] #1,327,417

I was able to help my situation by putting a few bucks in savings (even if only 20 or 30 bucks), putting a bit into retirement, and keeping up on bills every payday. That way when something went badly and I needed to raid money it wasn't an emergency. I could skim some money from savings, pay bills a couple weeks later, or load up credit cards as a last resort. It's like a sponge you can wring out when needed.

Also multiple accounts! I have an account that's painfully slow to get money out of but pays good interest (laddered CDs also work once you have a few thousand saved), a local bank, and a few smaller options as needed in a pinch.

But there's no replacement for a good income coming in. If the money's not there to start with, it's hard to work miracles.

Oatmeal Fucker !BYUc1TwJMU joined in and replied with this 1 year ago, 13 hours later, 1 day after the original post[^] [v] #1,327,461

I was quite bad. I'd spend more than my income would allow and not pay attention to my balance. I've become better with time, in the sense that I don't go into debt to buy any more.

Minichan